Home ownership is a rewarding investment. Unlike stocks and bonds, it is one of the few investments you can actually use and enjoy. Financing is readily available and interest rates are low, allowing purchases with relatively small down payments. This leverage means the rate of return on invested capital can be substantially higher than that available from other investments. Favorable tax laws provide a deduction for interest paid, effectively lowering the real mortgage payment. If you would like additional information, please call either of our offices. We will be glad to assist you with more information and closing instructions. Take a look at the following steps to guide you:

Your Real Estate Agent

Real estate agents are licensed professionals who undergo extensive training and are bound by a code of ethics. Learn more about the part a Real Estate Agent will play in your real estate transaction HERE.

The Contract

The contract will define the details of the transaction and is a binding commitment on the parties. Learn more about the ins-and-outs of Real Estate Contracts you’ll need to sign during the process HERE.

The Selling Disclosure

Buyers should always investigate on their own and not rely on what the well-intentioned seller disclosed. A professional home inspection is a must. Learn more about disclosure in the selling process HERE.


Many home communities operate under a homeowner’s association. Their requirements for new homeowners are important to know if you’re going to purchase a home in Virginia. Learn more HERE.


There are many lenders to choose from for financing your home purchase. Deal only with reputable, known and recommended lenders and be sure to compare the rates they can offer you. Learn more HERE.

Title Insurance

A title insurance binder, prepared based on information found in the abstract, commits your title insurance company to insure the actual transaction of your home purchase. Learn more about Title Insurance HERE.